Are you looking for suggestions
on how you can responsibly and effectively manage your prepaid debit cards?
If you are then, look no more as we have discussed below tried-and-tested
strategies that will surely help you in this matter.
Monday, May 27, 2013
Wednesday, August 10, 2011
Pros and Cons of Prepaid Debit Cards
They're now the fastest growing payment method. Americans spent about $37 billion on prepaid debit cards last year -- double the amount from 2009, according to the Network Branded Prepaid Card Association.
Yet you may get socked with higher fees when using them, compared to traditional bank checking accounts where fees also are rising, according to a recent Consumer Reports study.
Read more:
RESOURCES:
Secured Credit cards
Prepaid Debit Cards
Yet you may get socked with higher fees when using them, compared to traditional bank checking accounts where fees also are rising, according to a recent Consumer Reports study.
Read more:
RESOURCES:
Secured Credit cards
Prepaid Debit Cards
Wednesday, July 20, 2011
8 Considerations For Using Your Credit Card Abroad
Are you planning to travel abroad this summer? Which credit card you take with you on your next international trip could have a big impact on the final cost of your journey and on how smoothly your trip goes. Here are the terms and features you should look for when choosing the right credit card for travel outside the United States.
1. Foreign Transaction Fees
Many credit cards charge a foreign transaction fee of 3% per purchase. If you pay for all of your hotel stays and most of your meals and other expenses on a credit card while you’re abroad, those repeated 3% fees will add up by the time you get home.
Read full story
1. Foreign Transaction Fees
Many credit cards charge a foreign transaction fee of 3% per purchase. If you pay for all of your hotel stays and most of your meals and other expenses on a credit card while you’re abroad, those repeated 3% fees will add up by the time you get home.
Read full story
Monday, July 18, 2011
The Path to Good Credit After College
Dear Opening Credits,
I do not have a credit card because I just graduated from college. I owe on student loans that I need to repay, but in the meantime I would like to get a credit card of my own and want to get a credit history so I can get a card.What do you think I should do? Would a prepaid card help me? Thanks for your thoughts.
-Vanessa
Dear Vanessa,
Congratulations! Did you know that only about a third of Americans have four-year college degrees? And now that you do, it's time you augment it with some real life lessons about money and credit. Here's my four-part, tuition-free course:
Read more:
RESOURCES
I do not have a credit card because I just graduated from college. I owe on student loans that I need to repay, but in the meantime I would like to get a credit card of my own and want to get a credit history so I can get a card.What do you think I should do? Would a prepaid card help me? Thanks for your thoughts.
-Vanessa
Dear Vanessa,
Congratulations! Did you know that only about a third of Americans have four-year college degrees? And now that you do, it's time you augment it with some real life lessons about money and credit. Here's my four-part, tuition-free course:
Read more:
RESOURCES
Wednesday, July 13, 2011
New Bank Rules: Free Credit Scores with Loan Denials
Most of us don’t know our credit scores, but beginning next week there will be a new, free way for some of us to learn. Starting July 21, if you are denied a private student loan, small business loan, mortgage or credit card — or even given one but with a less favorable rate — the lender must provide you with a letter explaining why, and include the credit score it used to arrive at its decision.
The Federal Reserve Board and Federal Trade Commission jointly decided to enact this law to help create more transparency in the lending market. But if you don’t know your credit score ahead of applying for a loan, best not to wait for a rejection letter from the bank.
Read full story
RESOURCES:
The Federal Reserve Board and Federal Trade Commission jointly decided to enact this law to help create more transparency in the lending market. But if you don’t know your credit score ahead of applying for a loan, best not to wait for a rejection letter from the bank.
Read full story
RESOURCES:
Tuesday, July 12, 2011
Lenders now have to tell you your credit score if denied
CAPE GIRARDEAU, MO (KFVS) - If you don't know your credit score, you might find out from an unexpected source.
Starting July 21st, the government will require banks and lenders to tell you your score if they deny your request for a loan or credit card.
They're just numbers. Just three little numbers. But put those numbers together, and they can be a sign of your future. They can determine if you can buy a car, afford a new house, or open a credit card. That's right we're talking about your credit score.
Read full story
RESOURCES:
* Secured Credit Cards
* Prepaid Credit Cards
Starting July 21st, the government will require banks and lenders to tell you your score if they deny your request for a loan or credit card.
They're just numbers. Just three little numbers. But put those numbers together, and they can be a sign of your future. They can determine if you can buy a car, afford a new house, or open a credit card. That's right we're talking about your credit score.
Read full story
RESOURCES:
* Secured Credit Cards
* Prepaid Credit Cards
Monday, July 11, 2011
Prepaid Credit Card Fees May Drop Thanks to Failed Lawsuit Against Kardashians Read more: http://www.foxbusiness.com/personal-finance/2011/06/16/prep
The drama surrounding the infamous Mobile Resource Card, much better known as the Karadashian Kard, is almost over.
In case you haven't heard, Revenue Resource Group, the Clovis, Calif. company that produced the well-known reloadable credit card, attempted to sue the reality television stars and sisters Kim, Khloe and Kourtney Kardashian, as well as their mother, Kris Jenner, for $75 million. But the case was thrown out this week by a judge in Fresno's California Superior Court.
Revenue Resource Group claimed that the reason the Kardashian Kard tanked as a product was because its celebrity spokespersons disparaged it to the press. Ergo, it was also their fault that other celebrity endorsement deals fell through.
Read full story
In case you haven't heard, Revenue Resource Group, the Clovis, Calif. company that produced the well-known reloadable credit card, attempted to sue the reality television stars and sisters Kim, Khloe and Kourtney Kardashian, as well as their mother, Kris Jenner, for $75 million. But the case was thrown out this week by a judge in Fresno's California Superior Court.
Revenue Resource Group claimed that the reason the Kardashian Kard tanked as a product was because its celebrity spokespersons disparaged it to the press. Ergo, it was also their fault that other celebrity endorsement deals fell through.
Read full story
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