Monday, June 6, 2011

Mortgage Q&A: Wiser after credit score hassle

In March 2009 I shared my personal story of discovering an incorrect identity on my credit report. While applying for an equity loan, I discovered Transunion, one of the three national credit reporting agencies, was reporting a different name under my Social Security number.

Unfortunately, this fellow had terrible credit, resulting in Transunion reporting my credit score as an appalling 533. Equifax and Experian, the other two agencies, scored me in the 790s.

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