Wise To Prioritize Credit Cards Over Mortgage Payments?

The U.S. Census Bureau expects 188 million active credit card holders this year. Credit reporting agency Transunion says there is a growing number of Americans who are paying their mortgages late so they can pay their credit card bills on time. Host Michel Martin and personal finance expert Alvin Hall discuss whether or not logic exists behind this balancing act. They also review other important news in the credit world.

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• Prepaid MasterCards
• Prepaid Visa Credit Cards

Prepaid Visa Credit Cards – A Closer Look

For years, credit cards have been very useful for almost everyone- from business owners to students and even ordinary employees and retirees. It is used to purchase items or groceries, pay bills, etc. However, some credit cardholders consider credit cards as a source of their headaches.

Do you consider yourself as an over-spender or someone who can’t control spending as far as shopping is concerned? If yes, a credit card may not be the best choice because of the high interest rates and late penalty fees. You can opt to get a prepaid visa credit card instead.

What is a Prepaid Visa Credit Card and Its Advantages?

Prepaid visa credit card is a Visa card you can use to make purchases everywhere Visa debit cards are accepted just like a traditional Visa card. People can get a safer feeling when going out or even traveling to other countries because they don’t need to bring cash with them.

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